MEMBER SUCCESS STORY

How Nyama Johnson Secured 2 Vendor Finance Deals Using Property Filter

How Nyama Johnson Secured 2 Vendor Finance Deals Using Property Filter

How Nyama Johnson Secured 2 Vendor Finance Deals Using Property Filter

How Nyama Johnson Secured 2 Vendor Finance Deals Using Property Filter

Nyama Johnson - Property Filter member, vendor finance North East England

2 vendor finance deals from the same motivated seller

Nyama Johnson · Vendor Finance Investor · North East England

AT A GLANCE

Member

Nyama Johnson

Company

North East England - lives near Durham, from Richmond, North Yorkshire

Location

Vendor finance, creative deals (lease options, exchange delay completion)

Strategy

Key Achievers Club - accountability support membership for property investors

Result

2 vendor finance deals from the same motivated seller

PF Feature Used

For sale to rent (motivated seller targeting for creative deals)

Results like these are happening every week. See how Property Filter works.

Nyama Johnson, founder of the Key Achievers Club, spent years trawling Rightmove and Zoopla with no way to track what she had reviewed or follow leads through a pipeline. When she discovered motivated seller data through Property Filter, her approach changed immediately. Using the for-sale-to-rent filter to find a motivated seller in Teesside, she secured a 3-bed semi-detached at £80,000 against a market value of £115,000 - and then bought a second property from the same seller on vendor finance terms.

Trawling Rightmove With No Way to Track Anything

Before Property Filter, Nyama Johnson faced two problems that many investors recognise. The first was the time it took to review properties across the main portals. "It was just multiple screens and you can't track what you're doing on any one of them," she says. The second problem followed directly from the first: there was no consistent CRM that linked into the searches she was running. "You could save it in your favourites and that's about it." Leads disappeared, properties were reviewed twice, and progress was impossible to measure.

Like most investors at the time, her workflow was Rightmove and Zoopla open in separate tabs, a spreadsheet somewhere, and a vague sense of which properties she had looked at. Without a way to filter for genuine seller motivation before clicking through to listings, the volume of irrelevant results made it hard to find anything worth pursuing.

"It was time consuming. It took too long to get a deal through. It was just hard work."

The Lightbulb Moment

Nyama first heard about Property Filter when she saw Guillaume from the PF team presenting at what she thinks was a PIN meeting. "It was like the lightbulb moment - I need this," she says. She signed up early, making her one of the platform's first members, and got to work almost immediately.

The results came quickly. "I can't remember exactly how quick, but it instantly paid for itself," she says. Within a short period she had closed her first creative deal through Property Filter - a deal that would also lead directly to a second one from the same seller.

How Nyama Uses Property Filter

Nyama's use of Property Filter centres on four capabilities: the for-sale-to-rent filter for identifying creative deal candidates, the motivated seller graphs for reading price history at a glance, the comparables view including withdrawn listings, and the pipeline CRM for managing her deal flow without letting leads go cold.

The For-Sale-to-Rent Filter

Nyama primarily uses the for-sale-to-rent filter to find vendors who may be open to creative structures. This filter surfaces properties that appear to have both a sales listing and a rental history - a signal that the owner is either a landlord looking to exit or a seller who is struggling to find a buyer at full market price. These sellers are often the most open to vendor finance, lease option, or exchange delay completion arrangements.

"I used the filter of for sale to rent, which was obviously for lease options, but I managed to get that deal through creatively as a vendor finance deal," she explains. The filter identified the opportunity - the deal structure came from the negotiation.

Motivated Seller Graphs

Nyama describes Property Filter's motivated seller graphs as one of the features she uses most. These graphs show the full pricing history of a listing - every reduction plotted visually over time - so it is immediately clear how many times a seller has dropped their price and by how much.

"I feel so sorry for these people, even though I've met them - you can see the struggle, and the prices keep reducing and reducing. It puts it in black and white, instead of trying to search through the Rightmoves of the world which don't give you the full history."

This visual pricing history does two things simultaneously. It helps Nyama assess how motivated a seller genuinely is before making contact. And it builds the kind of empathetic understanding of the seller's position that is essential when negotiating creative deal structures - particularly vendor finance, where the conversation requires the seller to trust you with a long-term financial arrangement.

Comparables Including Withdrawn Listings

When assessing deals, Nyama uses Property Filter's comparables view - which includes withdrawn listings as well as completed sales and current rental values. "I like the comparables feature and how easy it is to compare, also with the withdrawn features when you're looking at comparables," she says. For the Middlesbrough deal, the comparables confirmed a market value of £115,000 - giving her the confidence to agree a purchase price of £80,000 and know exactly how far below market value she was buying.

The land registry integration is part of the same workflow. "Last sold price is really easy when it links into land registry - because I use that on everyone," she says. Combining the last sold price with current comparables and rental data gives a complete picture of a property's investment case before she picks up the phone.

Pipeline CRM

Nyama's first tip for new Property Filter users is about how to use the pipeline correctly. "Don't just save them and add them all into the first pipeline funnel screen," she advises. When properties pile up in the first stage without being progressed, the backlog quickly becomes overwhelming - and some properties may have already sold by the time you return to them.

Her approach is to follow each lead through all five pipeline stages deliberately. "Use the pipeline and take action." She also uses the tags feature extensively - as personal bookmarks that let her categorise properties by strategy, by investor relationship, or by deal type. "I've got quite a few but it's really, really good," she says.

Nyama Johnson, founder of the Key Achievers Club, spent years trawling Rightmove and Zoopla with no way to track what she had reviewed or follow leads through a pipeline. When she discovered motivated seller data through Property Filter, her approach changed immediately. Using the for-sale-to-rent filter to find a motivated seller in Teesside, she secured a 3-bed semi-detached at £80,000 against a market value of £115,000 - and then bought a second property from the same seller on vendor finance terms.

Trawling Rightmove With No Way to Track Anything

Before Property Filter, Nyama Johnson faced two problems that many investors recognise. The first was the time it took to review properties across the main portals. "It was just multiple screens and you can't track what you're doing on any one of them," she says. The second problem followed directly from the first: there was no consistent CRM that linked into the searches she was running. "You could save it in your favourites and that's about it." Leads disappeared, properties were reviewed twice, and progress was impossible to measure.

Like most investors at the time, her workflow was Rightmove and Zoopla open in separate tabs, a spreadsheet somewhere, and a vague sense of which properties she had looked at. Without a way to filter for genuine seller motivation before clicking through to listings, the volume of irrelevant results made it hard to find anything worth pursuing.

"It was time consuming. It took too long to get a deal through. It was just hard work."

The Lightbulb Moment

Nyama first heard about Property Filter when she saw Guillaume from the PF team presenting at what she thinks was a PIN meeting. "It was like the lightbulb moment - I need this," she says. She signed up early, making her one of the platform's first members, and got to work almost immediately.

The results came quickly. "I can't remember exactly how quick, but it instantly paid for itself," she says. Within a short period she had closed her first creative deal through Property Filter - a deal that would also lead directly to a second one from the same seller.

How Nyama Uses Property Filter

Nyama's use of Property Filter centres on four capabilities: the for-sale-to-rent filter for identifying creative deal candidates, the motivated seller graphs for reading price history at a glance, the comparables view including withdrawn listings, and the pipeline CRM for managing her deal flow without letting leads go cold.

The For-Sale-to-Rent Filter

Nyama primarily uses the for-sale-to-rent filter to find vendors who may be open to creative structures. This filter surfaces properties that appear to have both a sales listing and a rental history - a signal that the owner is either a landlord looking to exit or a seller who is struggling to find a buyer at full market price. These sellers are often the most open to vendor finance, lease option, or exchange delay completion arrangements.

"I used the filter of for sale to rent, which was obviously for lease options, but I managed to get that deal through creatively as a vendor finance deal," she explains. The filter identified the opportunity - the deal structure came from the negotiation.

Motivated Seller Graphs

Nyama describes Property Filter's motivated seller graphs as one of the features she uses most. These graphs show the full pricing history of a listing - every reduction plotted visually over time - so it is immediately clear how many times a seller has dropped their price and by how much.

"I feel so sorry for these people, even though I've met them - you can see the struggle, and the prices keep reducing and reducing. It puts it in black and white, instead of trying to search through the Rightmoves of the world which don't give you the full history."

This visual pricing history does two things simultaneously. It helps Nyama assess how motivated a seller genuinely is before making contact. And it builds the kind of empathetic understanding of the seller's position that is essential when negotiating creative deal structures - particularly vendor finance, where the conversation requires the seller to trust you with a long-term financial arrangement.

Comparables Including Withdrawn Listings

When assessing deals, Nyama uses Property Filter's comparables view - which includes withdrawn listings as well as completed sales and current rental values. "I like the comparables feature and how easy it is to compare, also with the withdrawn features when you're looking at comparables," she says. For the Middlesbrough deal, the comparables confirmed a market value of £115,000 - giving her the confidence to agree a purchase price of £80,000 and know exactly how far below market value she was buying.

The land registry integration is part of the same workflow. "Last sold price is really easy when it links into land registry - because I use that on everyone," she says. Combining the last sold price with current comparables and rental data gives a complete picture of a property's investment case before she picks up the phone.

Pipeline CRM

Nyama's first tip for new Property Filter users is about how to use the pipeline correctly. "Don't just save them and add them all into the first pipeline funnel screen," she advises. When properties pile up in the first stage without being progressed, the backlog quickly becomes overwhelming - and some properties may have already sold by the time you return to them.

Her approach is to follow each lead through all five pipeline stages deliberately. "Use the pipeline and take action." She also uses the tags feature extensively - as personal bookmarks that let her categorise properties by strategy, by investor relationship, or by deal type. "I've got quite a few but it's really, really good," she says.

Feature Spotlight

Motivated Seller Graphs - See the Full Pricing Story at a Glance

Property Filter's motivated seller graphs plot the complete price history of every listing - every reduction, every relisting, every price change - in a single view. Where Rightmove and Zoopla show only the current asking price, Property Filter shows the seller's journey. Nyama Johnson uses these graphs on every property she considers, using the visual pattern of repeated reductions to identify genuine motivation before making contact.

Motivated Seller Graphs - See the Full Pricing Story at a Glance

Property Filter's motivated seller graphs plot the complete price history of every listing - every reduction, every relisting, every price change - in a single view. Where Rightmove and Zoopla show only the current asking price, Property Filter shows the seller's journey. Nyama Johnson uses these graphs on every property she considers, using the visual pattern of repeated reductions to identify genuine motivation before making contact.

Property Filter motivated seller graphs - price history over time showing seller motivation

2

2

2

2

deals from one seller

£115K

£115K

£115K

£115K

market value

£35K

£35K

£35K

£35K

below market value

£80K

£80K

£80K

£80K

purchase price

£9,750

£9,750

£9,750

£9,750

upfront costs

£750

£750

£750

£750

monthly rental value

Two Vendor Finance Deals From One Motivated Seller

The first deal Nyama found through Property Filter was a 3-bed semi-detached in Teesside, Middlesbrough. The for-sale-to-rent filter surfaced it as a potential creative deal candidate. She ran the comparables in the area and confirmed a market value of £115,000. The seller was fixated on £80,000 - not a negotiating position, but a personal target they had set in their own mind.

Nyama agreed the £80,000 purchase price, knowing she was buying £35,000 below market value. The property was unencumbered, meaning the seller had no outstanding mortgage. This is the ideal condition for a vendor finance arrangement: the seller has no lender to repay and can receive the purchase price in structured payments over time rather than in a single lump sum.

The terms they agreed were 6% interest over five years - £400 per month interest paid to the seller. Over the full five-year term that totals £24,000 in interest, making the total cost of the property £104,000. With comparables still sitting at £115,000 at the time of the interview, Nyama had already bought well - even before the five-year term expires.

"Why give my money to the bank and get a mortgage? The property was unencumbered - pay you instead."

The rental value in the area is £750 per month. Refurbishment costs were £5,000. All-in upfront costs including legals came to approximately £9,750. And from that same seller, Nyama then secured a second property on vendor finance terms. Two deals from one relationship, both originating from a single property found through Property Filter's for-sale-to-rent filter.

"I already did the comparables in the area at 115. So I managed to get that 35K below market value. I was really pleased about my first creative deal," she says.

Three Tips for Getting More From Property Filter

Nyama offers three practical tips for other Property Filter members based on her own experience using the platform since the early days.

The first is pipeline discipline. Do not save everything to the first stage and leave it there. Properties will back up, become overwhelming, and some will have sold before you act on them. Move leads through all five stages and take action at each one.

The second is tags. The tags feature in Property Filter functions like a personal bookmarking and categorisation system. Nyama uses tags to organise properties by strategy, by investor relationship, and by deal type. "You can have it however you want," she says - the flexibility is the point.

The third tip is about the community behind the software. Property Filter members have access to training and weekly calls, and Nyama believes this is consistently underused. "Even if some people might think they know everything they need to know about a certain strategy, things are happening all the time, markets are shifting," she says. The conversations in those calls carry nuggets of insight that are easy to miss if you treat Property Filter purely as a search tool.

Two Vendor Finance Deals From One Motivated Seller

The first deal Nyama found through Property Filter was a 3-bed semi-detached in Teesside, Middlesbrough. The for-sale-to-rent filter surfaced it as a potential creative deal candidate. She ran the comparables in the area and confirmed a market value of £115,000. The seller was fixated on £80,000 - not a negotiating position, but a personal target they had set in their own mind.

Nyama agreed the £80,000 purchase price, knowing she was buying £35,000 below market value. The property was unencumbered, meaning the seller had no outstanding mortgage. This is the ideal condition for a vendor finance arrangement: the seller has no lender to repay and can receive the purchase price in structured payments over time rather than in a single lump sum.

The terms they agreed were 6% interest over five years - £400 per month interest paid to the seller. Over the full five-year term that totals £24,000 in interest, making the total cost of the property £104,000. With comparables still sitting at £115,000 at the time of the interview, Nyama had already bought well - even before the five-year term expires.

"Why give my money to the bank and get a mortgage? The property was unencumbered - pay you instead."

The rental value in the area is £750 per month. Refurbishment costs were £5,000. All-in upfront costs including legals came to approximately £9,750. And from that same seller, Nyama then secured a second property on vendor finance terms. Two deals from one relationship, both originating from a single property found through Property Filter's for-sale-to-rent filter.

"I already did the comparables in the area at 115. So I managed to get that 35K below market value. I was really pleased about my first creative deal," she says.

Three Tips for Getting More From Property Filter

Nyama offers three practical tips for other Property Filter members based on her own experience using the platform since the early days.

The first is pipeline discipline. Do not save everything to the first stage and leave it there. Properties will back up, become overwhelming, and some will have sold before you act on them. Move leads through all five stages and take action at each one.

The second is tags. The tags feature in Property Filter functions like a personal bookmarking and categorisation system. Nyama uses tags to organise properties by strategy, by investor relationship, and by deal type. "You can have it however you want," she says - the flexibility is the point.

The third tip is about the community behind the software. Property Filter members have access to training and weekly calls, and Nyama believes this is consistently underused. "Even if some people might think they know everything they need to know about a certain strategy, things are happening all the time, markets are shifting," she says. The conversations in those calls carry nuggets of insight that are easy to miss if you treat Property Filter purely as a search tool.

Finding Motivated Sellers Before the Competition Does

What made the difference for Nyama Johnson was not simply finding a property below market value - it was finding the right seller at the right time, through a filter that most investors are not using. The for-sale-to-rent indicator surfaced a seller whose situation made vendor finance possible. The motivated seller graphs showed the pricing history that confirmed genuine motivation. The comparables confirmed the numbers. The pipeline tracked the deal through to close.

Two vendor finance deals from one motivated seller, both originating from a single Property Filter search. To see how property sourcing software like Property Filter helps investors identify and track motivated sellers before they sell to someone else, watch the Property Filter demo.

Finding Motivated Sellers Before the Competition Does

What made the difference for Nyama Johnson was not simply finding a property below market value - it was finding the right seller at the right time, through a filter that most investors are not using. The for-sale-to-rent indicator surfaced a seller whose situation made vendor finance possible. The motivated seller graphs showed the pricing history that confirmed genuine motivation. The comparables confirmed the numbers. The pipeline tracked the deal through to close.

Two vendor finance deals from one motivated seller, both originating from a single Property Filter search. To see how property sourcing software like Property Filter helps investors identify and track motivated sellers before they sell to someone else, watch the Property Filter demo.

Frequently asked questions

Frequently asked questions

What is vendor finance in property investing?

The for-sale-to-rent filter in Property Filter identifies properties that appear to have both a sales listing and a rental history or concurrent rental listing - a signal that the owner may be open to alternative deal structures such as lease options or vendor finance. Nyama Johnson used this filter specifically to find lease option candidates, and the first deal she identified through it was negotiated as a vendor finance agreement instead - demonstrating how motivated seller data can open multiple creative routes to a deal.

What is the for-sale-to-rent filter in Property Filter?

The for-sale-to-rent filter in Property Filter identifies properties that appear to have both a sales listing and a rental history or concurrent rental listing - a signal that the owner may be open to alternative deal structures such as lease options or vendor finance. Nyama Johnson used this filter specifically to find lease option candidates, and the first deal she identified through it was negotiated as a vendor finance agreement instead - demonstrating how motivated seller data can open multiple creative routes to a deal.

How do Property Filter's motivated seller graphs work?

Property Filter's motivated seller graphs display the full price history of a listing over time, showing each price reduction as a visual step down. This makes it immediately clear how many times a seller has reduced their asking price, how long the property has been on the market, and whether the reductions are accelerating - all indicators of genuine motivation to sell. Nyama Johnson describes using these graphs to spot sellers whose prices have kept reducing, which she says builds empathy as well as deal intelligence: you can see the seller's struggle clearly without having to piece it together from incomplete data on Rightmove or Zoopla.

How should property investors use Property Filter's pipeline CRM?

Nyama Johnson's top tip for the Property Filter pipeline CRM is to move properties through all five stages rather than saving everything to the first stage. When properties pile up in the initial funnel with no follow-through action, the backlog becomes overwhelming - and some properties may have already sold by the time you return to them. Her approach is to take action at each stage and progress each lead deliberately, keeping the pipeline clean and manageable. She also recommends customising the tags feature to reflect your own strategies and investor relationships.

Does vendor finance work in the North East property market?

Yes. Nyama Johnson completed two vendor finance deals in Teesside, Middlesbrough, where properties are typically lower in value and often owned outright by long-term landlords or older sellers with no outstanding mortgage. These unencumbered properties are ideal for vendor finance because the seller has no lender to repay and can agree to receive the purchase price in structured payments over time. Property Filter helped Nyama identify these sellers before approaching them - using the for-sale-to-rent filter and motivated seller graphs to find the right candidates.

Find Motivated Sellers With Property Filter

Find Motivated Sellers With Property Filter

Find Motivated Sellers With Property Filter

See the for-sale-to-rent filter, motivated seller graphs, and pipeline CRM that helped Nyama Johnson secure two vendor finance deals from one property search.

See the for-sale-to-rent filter, motivated seller graphs, and pipeline CRM that helped Nyama Johnson secure two vendor finance deals from one property search.