short lease property investment UK
Short lease is pure arbitrage. A 75-year lease is worth 30-40% less than a 125-year lease. Buy below that discount. Extend to above it. Sell. The difference is yours, and it's yours because most investors don't understand the math.
Buy 20-30% Below Market Value
Only buy leases under 85 years if extension costs are under 25% of purchase price. Any higher and you're betting on market appreciation, not the extension arbitrage itself.
Extend Lease, access Instant Equity
Get a lease valuation specialist's opinion before you bid. Don't guess. Professional valuations cost £300-500. Missing the mark by £20k makes the whole deal negative. Spend the money.
Refinance and Recycle Capital
Extended leases refinance more easily. Once you've extended to 125+ years, your property looks like a standard freehold to lenders. You can refinance to an interest-only portfolio mortgage or sell with a fat margin.
Find leasehold properties with short leases. Motivated sellers often don't know what a short lease is worth. Our data and networks surface these opportunities. You buy when the market hasn't priced the problem in.
Model extension costs and residual value. Extending a lease costs money. Our calculator shows you: purchase price + extension cost + holding costs vs projected post-extension value. Is it a 20% flip or a 40% flip?
Track your lease extension timeline. Formal vs informal negotiations, cost estimates from specialists, conveyancer handoffs. Our pipeline software keeps you on schedule so you execute before your holding costs eat the profit.
Rachel P. - Short Lease Specialist, 12 Properties Completed
Find short lease properties below market
Target leases 65-85 years. Most investors avoid them. Prices drop 30-40% vs equivalent freehold or long lease. This is your entry point.
Model the extension cost and profit
Get a professional valuation and a surveyor's estimate of extension costs. If the math shows 20%+ profit after all costs, move forward.
Extend and refinance
Negotiate with the freeholder. Use a specialised solicitor. Once extended, refinance or sell. Your equity is unlocked. Reinvest the profit into your next deal.
How much does a lease extension cost? Typically 20-40% of the property value depending on the remaining lease length and ground rent. A 70-year lease costs more to extend than a 85-year lease.
How long does a lease extension take? 3-6 months for formal negotiations. Some freeholders are quicker. Some drag. Budget 6 months to be safe.
What's the minimum lease to buy? 65-70 years. Anything shorter and you're fighting expensive enfranchisement costs. 80+ years is safer but less profitable because the discount is smaller.
Can I extend before I buy? In some cases, yes. Serving notice before completion can work. But usually, you buy, then extend. Talk to a specialist solicitor.
3,250+ offers accepted. Here's what members say.
Real investors. Real results. No actors, no scripts.
260+ Reviews
3,250+
Offers Accepted last 12 months
I've been with Property Filter for a while and its always been an extremely useful platform for anyone and all who are interested in property deal finding. Awesome!
This is the first time I've actually felt like I know what to do next.
Great tool to find motivated sellers and track properties that are STC. Great support when needed for a dedicated team working 25/7.
If you have never been on Property-filter software to find great property deals then you are missing a trick!
Been using Property Filter for 1 year and is in my go to tool to get the most on my deals.
Guillaume found me a 25% BMV deal during the session.
The software itself offers tremendous value, but what truly sets it apart is the additional support provided through the community and expansive training library.
Super comprehensive property sourcing tool backed up with world class support, and a growing community
Property Filter is a great platform, for finding your next deal. Equally important, the support you receive is second to none.
PF is a game changer! It’s saves us loads of time and therefore money!
Great tool to find deals that meet your Investment criteria and saves you from scrolling on Rightmove.
Great software for finding and making property deals
Best software on the market for finding property deals.
Finally, someone showing the real stuff. No fluff, just deals.
I’ve been using property filter for a while now and have found several deals, the customer service is great and the support sessions are second to none.
Property filter is the biggest time saver when deal finding and DV letters.
Property Filter is a great platform to find and qualify property deals.
Excellent tool for finding properties, whatever your strategies. A game changer
Great tool to find properties that meet your criteria. Also getting market info in that area.
Property filter has helped us secure 47 deals in under 3 years. Property filter is a must for anyone who wants to do great property deals and build a portfolio to achieve financial freedom!
"I booked 3 viewings before the session even ended.
Absolutely brilliant tool. It more than paid for itself after my first deal!
I found my first property deal, 5c Bed HMO. There is always someone available on line and they still forward you links to look at in your own time.
After 3 days of using the Property Filter, it has already saved me £15k. If this is what I’ve saved after 3 days being on the free trial, full membership is a no brainer for me.
Join 1,800+ UK property investors already using Property Filter