Tax efficiency for Landlords – Mark Alexander and Rupert Chapman from Property 118 about the power of asking the right questions

In episode 6 of Deal Finder’s Corner your favourite Frenchman had the pleasure of conversing with Mark Alexander and Rupert Chapman from Property 118. As a prominent tax consulting company, Property 118 offers a range of comprehensive tax planning services designed to assist property business owners in optimising their investments. Mark, with his extensive background in property law and finance since 1987, serves as the CEO and Founder of Property 118, as well as the Chairman of Cotswold’s barristers. Rupert specialises in tax consulting for landlords and expertly manages his impressive UK property portfolio, which includes family lets, HMOs, social housing, serviced accommodation, and commercial retail properties.

Team up with landlord tax experts to help your clients maximise their investing capital 

During our live session Mark and Rupert were showing Property Filter community members how collaborating with tax professionals can benefit their property business and enhance their ability to close more property deals. Mark generously shared with us the list of 9 powerful questions to navigate prospective buyers or sellers to structure deals in more tax-efficient way: 

1. Are you looking to buy or to sell at the moment?

2. Why is that?

3. If you are buying, will it be in a Limited Company?

4. Do you know what the difference is between an ordinary Limited Company and a Family Investment Company? Would you like me to send you so details?

5. If you are selling, have you considered CGT and ways to reduce or mitigate it? Would you like me to send you some information about that?

6. Do you own any rental properties in your own name? IF SO…

7. Did you know that incorporated property rental businesses can still offset 100% of finance costs against rental income but privately owned landlords can no longer do this?

8. Did you know that when a property rental business is incorporated all capital gains are transferred from the properties into the shares of the company? This can be a huge benefit for landlords selling rental properties and don’t want to pay the CGT at this point.

9. Did you know that incorporation of a property rental business Partnership can occur without CGT or Stamp Duty being payable or the need to refinance?

For Property Filter members who regularly access a constant stream of great deals, incorporating a referral service to tax optimization experts can provide additional value. This offering not only enhances their reputation but also builds credibility and trust within the property business network. If you’re interested in discovering some excellent examples of how to structure deals in the most advantageous manner, I highly recommend watching the full episode of Deal Finder's Corner Episode 6 featuring Mark and Rupert on our Youtube channel, which includes an insightful Q&A session.

Additional Resources

• Pay Less Tax to Do More Deals with Frank Flegg

• Expert Accountant Explains: How To Maximise Your Property Margins with Josh Keegan

• Mastering The Art Of Finance In Property With Josh Keegan

• Creating And Controlling Your Financial Future with Kevin Whelan

Deal Finder's Corner is your weekly property talk show, proudly brought to you by Property Filter. Our mission is to equip you with the best resources by inviting expert guests to share the most up-to-date and effective strategies, tactics, and insights for finding and securing property deals across the UK.