Calculate Your UK Stamp Duty in Seconds
Calculate Your UK Stamp Duty in Seconds
Calculate Your UK Stamp Duty in Seconds
Calculate Your UK Stamp Duty in Seconds
Know exactly what you'll pay before you make an offer. Whether you're buying your first home, adding to your portfolio, or investing across England, Wales, or Scotland - get accurate stamp duty calculations instantly.
Calculate exactly how much stamp duty you'll pay on your property purchase in England, Wales, or Scotland. Get instant results with our comprehensive calculator.
Calculate exactly how much stamp duty you'll pay on your property purchase in England, Wales, or Scotland. Get instant results with our comprehensive calculator.
Get Your Stamp Duty Cost in 4 Steps:
Enter Your Purchase Price
Just the property cost — nothing else needed.
Just the property cost — nothing else needed.
Select Your Location
England, Wales, or Scotland. Each has different rates and thresholds.
England, Wales, or Scotland. Each has different rates and thresholds.
Choose Your Buyer Type
First-time buyer? Main residence? Additional property? Your category determines your rate.
First-time buyer? Main residence? Additional property? Your category determines your rate.
See Your Total Instantly
Get your exact stamp duty cost, effective rate, and a full breakdown by band.
Get your exact stamp duty cost, effective rate, and a full breakdown by band.
Understanding Your Results
Understanding Your Results
Total Stamp Duty
Total Stamp Duty
The exact amount you'll pay within 14 days of completion. Budget for this upfront.
Effective Rate
Effective Rate
Your actual tax rate as a percentage of the purchase price. This shows what you're really paying overall.
Band Breakdown
Band Breakdown
See how much tax you pay on each portion of the price. Stamp duty is progressive - you don't pay the same rate on your entire purchase.
Why Different Rates?
Like income tax, property prices are split into bands. Each band has its own rate. You pay 0% on the first portion, then higher rates kick in as the price increases.
Why Different Rates?
Like income tax, property prices are split into bands. Each band has its own rate. You pay 0% on the first portion, then higher rates kick in as the price increases.
Example: On a £400,000 house in England (main residence), you pay £0 on the first £125,000, then 2% on the next £125,000, then 5% on the remainder.
Example: On a £400,000 house in England (main residence), you pay £0 on the first £125,000, then 2% on the next £125,000, then 5% on the remainder.
Key Factors Affecting Your Stamp Duty
Location Matters
Location Matters
England, Wales, and Scotland each run their own systems with different rates and thresholds. Wales often wins for lower prices (threshold at £225,000 vs England's £125,000). England offers the best first-time buyer relief. Scotland has the highest rates for additional properties.
England, Wales, and Scotland each run their own systems with different rates and thresholds. Wales often wins for lower prices (threshold at £225,000 vs England's £125,000). England offers the best first-time buyer relief. Scotland has the highest rates for additional properties.
First-Time Buyer Relief
First-Time Buyer Relief
Never owned property? You get better rates. England: 0% up to £300,000 (instead of £125,000). Scotland: 0% up to £175,000 (instead of £145,000). Wales: No special relief - everyone pays standard rates.
Never owned property? You get better rates. England: 0% up to £300,000 (instead of £125,000). Scotland: 0% up to £175,000 (instead of £145,000). Wales: No special relief - everyone pays standard rates.
Additional Properties Cost More
Additional Properties Cost More
Already own property? Expect to pay 3-8% extra across all bands. The government charges more to discourage people buying up multiple properties. Important: Properties under £40,000 are completely exempt from additional property rates.
Already own property? Expect to pay 3-8% extra across all bands. The government charges more to discourage people buying up multiple properties. Important: Properties under £40,000 are completely exempt from additional property rates.
Non-UK Residents Pay Premium
Non-UK Residents Pay Premium
Living abroad? England charges 7-19% rates - significantly higher than residents. Wales and Scotland treat everyone the same - no extra charges for non-UK buyers.
Living abroad? England charges 7-19% rates - significantly higher than residents. Wales and Scotland treat everyone the same - no extra charges for non-UK buyers.
The £40,000 Exemption
The £40,000 Exemption
Buying additional property under £40,000? You pay nothing. But once it hits £40,000, full rates apply immediately. A £39,999 property = £0 tax. A £40,000 property = £2,000+ tax. Big difference.
Buying additional property under £40,000? You pay nothing. But once it hits £40,000, full rates apply immediately. A £39,999 property = £0 tax. A £40,000 property = £2,000+ tax. Big difference.
Frequently Asked Questions
Frequently Asked Questions
Frequently Asked Questions
I'm a first-time buyer in England purchasing a £350,000 home. What do I pay?
I'm a first-time buyer in England purchasing a £350,000 home. What do I pay?
I'm a first-time buyer in England purchasing a £350,000 home. What do I pay?
I'm a first-time buyer in England purchasing a £350,000 home. What do I pay?
I'm buying a £300,000 buy-to-let in England. How much stamp duty?
I'm buying a £300,000 buy-to-let in England. How much stamp duty?
I'm buying a £300,000 buy-to-let in England. How much stamp duty?
I'm buying a £300,000 buy-to-let in England. How much stamp duty?
What if I'm a non-UK resident buying a £500,000 home in England?
What if I'm a non-UK resident buying a £500,000 home in England?
What if I'm a non-UK resident buying a £500,000 home in England?
What if I'm a non-UK resident buying a £500,000 home in England?
Would I save money buying in Wales instead?
Would I save money buying in Wales instead?
Would I save money buying in Wales instead?
Would I save money buying in Wales instead?
When do I need to pay stamp duty?
When do I need to pay stamp duty?
When do I need to pay stamp duty?
When do I need to pay stamp duty?
Disclaimer
Disclaimer
Disclaimer
This calculator provides estimates for educational purposes only. Stamp duty calculations are based on current tax rates and standard conditions. Your actual stamp duty liability may vary depending on specific circumstances, property type, and any changes to tax legislation. Always consult with a qualified solicitor or tax advisor before making property purchase decisions.
Ready to Find Properties Worth Buying?
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Ready to Find Properties Worth Buying?
Now you know what stamp duty costs. The next question: where are the deals that actually stack?
Property Filter shows you motivated sellers in your area - the ones ready to negotiate below asking price. Stop scrolling through hundreds of listings. Start viewing properties where the numbers actually work.
Join 1,800+ investors finding deals in 5 minutes a day.
Ready to Find Properties Worth Buying?
Now you know what stamp duty costs. The next question: where are the deals that actually stack?
Property Filter shows you motivated sellers in your area - the ones ready to negotiate below asking price. Stop scrolling through hundreds of listings. Start viewing properties where the numbers actually work.
Join 1,800+ investors finding deals in 5 minutes a day.
Ready to Find Properties Worth Buying?
Now you know what stamp duty costs. The next question: where are the deals that actually stack?
Property Filter shows you motivated sellers in your area - the ones ready to negotiate below asking price. Stop scrolling through hundreds of listings. Start viewing properties where the numbers actually work.
Join 1,800+ investors finding deals in 5 minutes a day.