Calculate Your UK Stamp Duty in Seconds

Calculate Your UK Stamp Duty in Seconds

Calculate Your UK Stamp Duty in Seconds

Calculate Your UK Stamp Duty in Seconds

Instant UK Stamp Duty Calculation Before You Make an Offer.

Whether you're buying your first home, adding to your portfolio, or investing across England, Wales, or Scotland – calculate your exact stamp duty cost in seconds. No guesswork. No spreadsheets. Just accurate numbers to budget your property purchase.

Instant UK Stamp Duty Calculation Before You Make an Offer.

Whether you're buying your first home, adding to your portfolio, or investing across England, Wales, or Scotland – calculate your exact stamp duty cost in seconds. No guesswork. No spreadsheets. Just accurate numbers to budget your property purchase.

Instant UK Stamp Duty Calculation Before You Make an Offer.

Whether you're buying your first home, adding to your portfolio, or investing across England, Wales, or Scotland – calculate your exact stamp duty cost in seconds. No guesswork. No spreadsheets. Just accurate numbers to budget your property purchase.

Get Your Stamp Duty Cost in 4 Steps:

Get Your Stamp Duty Cost in 4 Steps:

Enter Your Purchase Price

Type in the property price. The calculator works for residential properties from £40,000 to £10 million+.

Type in the property price. The calculator works for residential properties from £40,000 to £10 million+.

Select Your Location

England, Wales, or Scotland. Each has different rates and thresholds.

England, Wales, or Scotland. Each has different rates and thresholds.

Choose Your Buyer Type

First-time buyer? Main residence? Additional property? Your category determines your rate.

First-time buyer? Main residence? Additional property? Your category determines your rate.

See Your Total Instantly

Get your exact stamp duty cost, effective rate, and a full breakdown by band.

Get your exact stamp duty cost, effective rate, and a full breakdown by band.

How to Read Your Stamp Duty Results

How to Read Your Stamp Duty Results

Total Stamp Duty

Total Stamp Duty

The exact amount you'll pay within 14 days of completion. Budget for this upfront.

Effective Rate

Effective Rate

Your actual tax rate as a percentage of the purchase price. This shows what you're really paying overall.

Band Breakdown

Band Breakdown

See how much tax you pay on each portion of the price. Stamp duty is progressive - you don't pay the same rate on your entire purchase.

Why Different Rates?

Like income tax, property prices are split into bands. Each band has its own rate. You pay 0% on the first portion, then higher rates kick in as the price increases.

Why Different Rates?

Like income tax, property prices are split into bands. Each band has its own rate. You pay 0% on the first portion, then higher rates kick in as the price increases.

Example: On a £400,000 house in England (main residence), you pay £0 on the first £125,000, then 2% on the next £125,000, then 5% on the remainder.

Example: On a £400,000 house in England (main residence), you pay £0 on the first £125,000, then 2% on the next £125,000, then 5% on the remainder.

Once you know your costs, you can find the best areas for your investment goals and match stamp duty expenses to expected yields.

Key Factors Affecting Your Stamp Duty

Key Factors Affecting Your Stamp Duty

Understanding stamp duty helps you [compare investment strategies for BTL, HMO, or Flip scenarios. Here's what influences your rate:

Understanding stamp duty helps you [compare investment strategies for BTL, HMO, or Flip scenarios.
Here's what influences your rate:

Property Location

Property Location

England and Wales share the same SDLT rates. Scotland uses Land and Buildings Transaction Tax (LBTT) with different bands. Northern Ireland has separate rates.

England and Wales share the same SDLT rates. Scotland uses Land and Buildings Transaction Tax (LBTT) with different bands. Northern Ireland has separate rates.

Purchase Price

Purchase Price

Higher prices trigger higher bands. The effective rate increases progressively, not linearly.

Higher prices trigger higher bands. The effective rate increases progressively, not linearly.

Buyer Type

Buyer Type

First-time buyers: Relief on properties up to £625,000 (pay 0% on first £425,000 in England/Wales).
Main residence: Standard rates apply.
Additional property: +3% surcharge on all bands (buy-to-let, second homes, landlord purchases).

First-time buyers: Relief on properties up to £625,000 (pay 0% on first £425,000 in England/Wales).
Main residence: Standard rates apply.
Additional property: +3% surcharge on all bands (buy-to-let, second homes, landlord purchases).

Property Type

Property Type

Residential vs. non-residential (commercial, mixed-use) rates differ. Most buy-to-let investors pay residential rates + the 3% surcharge.

Residential vs. non-residential (commercial, mixed-use) rates differ. Most buy-to-let investors pay residential rates + the 3% surcharge.

Purchase Structure

Purchase Structure

Buying via a limited company doesn't reduce stamp duty, but may offer corporation tax advantages. Consult a tax advisor.

Buying via a limited company doesn't reduce stamp duty, but may offer corporation tax advantages. Consult a tax advisor.

Ready to Find Properties Worth Buying?

Ready to Find Properties Worth Buying?

Ready to Find Properties Worth Buying?

Now you know what stamp duty costs. The next question: where are the deals that actually stack?

Property Filter shows you motivated sellers in your area – the ones ready to negotiate below asking price. Stop scrolling through hundreds of listings. Start viewing properties where the numbers actually work.

Assess whether a property deal stacks using our instant calculators. Compare multiple scenarios. Know exactly what to offer.

Start a free trial today

Start a free trial today

Start a free trial today

Start a free trial today

Frequently Asked Questions

Frequently Asked Questions

Frequently Asked Questions

Do I pay stamp duty on my first home?

Do I pay stamp duty on my first home?

Do I pay stamp duty on my first home?

Do I pay stamp duty on my first home?

How is stamp duty calculated?

How is stamp duty calculated?

How is stamp duty calculated?

How is stamp duty calculated?

Is stamp duty different in England, Wales and Scotland?

Is stamp duty different in England, Wales and Scotland?

Is stamp duty different in England, Wales and Scotland?

Is stamp duty different in England, Wales and Scotland?

Do I pay more stamp duty on a second home?

Do I pay more stamp duty on a second home?

Do I pay more stamp duty on a second home?

Do I pay more stamp duty on a second home?

When do I need to pay stamp duty?

When do I need to pay stamp duty?

When do I need to pay stamp duty?

When do I need to pay stamp duty?

Disclaimer

Disclaimer

Disclaimer

This calculator provides estimates for educational purposes only. Stamp duty calculations are based on current tax rates and standard conditions. Your actual stamp duty liability may vary depending on specific circumstances, property type, and any changes to tax legislation. Always consult with a qualified solicitor or tax advisor before making property purchase decisions.

For official guidance, check the latest SDLT rates on GOV.UK.